Loan Details

Vehicle Type

Select whether you're financing a new or used vehicle

Enter the total purchase price of the vehicle

20.0%

Enter your down payment amount

Find My Trade Value →

Use KBB, Edmunds, or your dealer's appraisal for accurate values

Select auto loan term length

Good lending options, competitive rates

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Understanding Your Auto Loan

Down Payment Benefits

Larger down payments reduce your loan amount, monthly payment, and total interest paid over the loan term.

Trade-in Value

Your trade-in acts as additional down payment, reducing the amount you need to finance.

Loan Term Impact

Shorter terms mean higher monthly payments but less total interest. Longer terms reduce monthly payments but increase total cost.

New vs Used Rates

New vehicle loans typically offer lower interest rates as they're considered less risky by lenders.